![]() ![]() Regardless of the original transaction currency, your balance is always reflected in USD, and you may make payment in USD only.Ĩ.How do I redeem my cash rewards or cash bonus?Ĭash rewards is ongoing cash back for every dollar you spend on the card. No, there are no international transaction fees for all ICBC US credit cards.ħ.I used my card outside the U.S., can I pay my credit bill in US dollar (USD)? ![]() Alerts can be sent to you via email or text.Ħ.Do ICBC credit cards have any international transaction fee? Once you register for online banking, you will be able to manage your account activities online, such as downloading statements, making payments, viewing transaction history, setting payment threshold alerts, etc. Once approved, it will take 10 to 15 business days for you to receive the card. We may require additional documentation, such as bank statements to determine eligibility.Ĥ.How long will it take to receive a credit card? When the Prime Rate goes up or down, your variable APR will change.ģ.Would you consider my application if I have a short U.S. A variable APR is calculated by adding a set number determined by the credit card issuer (called the margin) to a reference rate (called the index) such as the U.S. UnionPay card is also accepted at select top eCommerce site, such as, ,, ,, ,, , etc.Ģ.What does credit card APR mean, and what is variable APR?ĪPR stands for annual percentage rate and takes into account the interest rate and other charges to calculate the cost of lending for products such as credit cards, loans and mortgages. ![]() To get good use of the card, simply find UnionPay or Discover logos at most of the physical retail stores. In the United States, Canada, Mexico, Central America and the Caribbean, UnionPay is partnering with Discover to be accepted in its network. In the US, UnionPay is accepted at over 80% of physical merchant stores and almost all ATMs, and the UnionPay network is adding new merchants every day. ICBC USA is proud to be the sole issuer of UnionPay cards in the US. UnionPay cards are widely accepted at millions of physical merchant stores in mainland China market and its neighboring countries. UnionPay cards are accepted in 160 countries and regions, and issued in over 40 countries and regions around the world. UnionPay is an international card network that offers secure, convenient and cost effective payment services for global customers. ![]()
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